to answer your question, who is best positioned, allstate, travelers and chub, pricing has been rising in the sector. investors are getting more optimistic. driving 8%, 9% in a number of lines of businesses in these companies. this is probably going to be an opportunity. if you look forward a week or two for the companies to report and sort of them, you know, the facts coming in basically to provide a floor under the stock. if you look forward to that point there will be a great buying opportunity because these stocks have underlying fundamental momentum for recovering earnings in 2013 and this will be a chance for investors to be able to buy, you know, sort of get back into these even though they late her a run. >> jon najarian, you have a question? >> from one of our traders, that would be great, thank you. most of us would believe chub customers would probably be the stickiest and are obviously paying the largest premiums of that group, travelers and all state. would chub be your number one pick in that group then for that reason? >> well, you know, i think chub is a fantastic stock